Areas of Focus
Investment Review
Cash Flow and Goal Budgeting
- Review of income and expenses
- Debt management
- Planning for expenses
- Emergency funding
Retirement Planning
- Retirement goal setting
- Employer sponsored plans, 401Ks and stock investment plans
- Social security and medicare planning
- IRA contributions and conversions
- Annuities and pensions
- RMDs and Withdrawal strategies
- Self-employed retirement plans
Estate Planning
- Gifting
- Charitable trusts and giving
- Irrevocable life insurance
- Estate tax mitigation
- Guardians for minor children
Tax Management
- Review of holdings current cost basis
- Review of realized gains
- Carry losses forward
- Tax loss harvesting
- Deduction and credits
- Potential ROTH conversions
Small Business Planning
- Setting up employee benefits, 401k, profit sharing, etc.
Socially Responsible Investing
- Environmentally conscious investing
- Socially conscious investing
- Corporate governance conscious investing
Education Planning
- College planning
- K-12 schooling planning
- 529 investments
Insurance Planning
- Life Insurance
- Long Term Care Insurance
- Disability Insurance
For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.
skrug@northridgewealth.com | 732-397-2739